Insurance workflows run on paper, PDFs, and email. Not for much longer.
We build custom web applications for insurers, MGAs, and brokers — underwriting portals, claims management, policy administration, and the digital workflows that replace manual processing. Fixed scope, fixed price.
Your underwriters are emailing PDFs, your claims team is working a shared Excel tracker, and your broker portal is a password-protected Dropbox folder. Processing time per policy is measured in days. It should be measured in minutes.
Insurance operations are being competed by insurtech startups who've invested in software and can now underwrite, bind, and issue in minutes what your team takes two to four business days to process. The difference isn't underwriting expertise — it's workflows. Their underwriters are reviewing structured data in a purpose-built portal. Yours are reading PDFs, pasting data into Excel, and emailing back and forth with brokers to get missing information.
For an MGA or specialty insurer, the broker portal is the front-line competitive differentiator. Brokers work with the markets that make their jobs easiest. If your submission process is "email us the ACORD and we'll get back to you in 72 hours," you're losing submissions to carriers who give brokers a real web portal with structured inputs, real-time appetite signals, and same-day indications.
On the claims side, your shared Excel tracker is a liability. When a claimant calls for an update, your team has to open a spreadsheet, find the row, and figure out what happened at the last touchpoint. When a file needs multiple reviewers, version control is a prayer. When an examiner leaves, you lose institutional knowledge about every open file they touched.
These are software problems. And the software to fix them is not $500k of custom policy admin system — it's a focused, well-scoped web application.
A web application that digitises your underwriting submission, policy issuance, and claims intake into a real platform — reducing processing time, eliminating manual errors, and giving brokers a real portal to work with.
Broker submission portal
A structured digital submission form by line and class, with real-time field validation, appetite indicators, and automatic completeness checks so underwriters get submissions they can actually work with.
Underwriting workbench
Submissions queue, risk review screen with document viewer, declination and indication workflow, bind request approval, and audit trail per file.
Policy administration
Issuance, endorsements, cancellations, renewals, and premium calculation — with generated PDFs and direct email delivery to brokers and insureds.
Claims intake and management
FNOL forms per line, claims file with document upload, reserve setting, payment requests, and closure workflow — visible to both claims staff and the insured.
Reporting and compliance dashboard
Written premium by line and broker, loss runs, open claims aging, and the statutory reports your compliance team generates manually every quarter. Built on Next.js, Postgres for policy and claims data, Clerk for broker and staff authentication with proper role segregation, and DocuSign or similar for e-sign where policy issuance requires it.
One honest number to start.
Fixed-scope, fixed-price. The number below is the starting point — final scope is built from your brief.
A web application that digitises your underwriting submission, policy issuance, and claims intake into a real platform — reducing processing time, eliminating manual errors, and giving brokers a real portal to work with.
Three steps, every time.
The same repeatable engagement on every project. No surprises, no mystery, no billable ambiguity.
Brief & discovery.
We send you questions, then get on a call. Output: a written scope with every step, feature, and integration listed.
Build & ship.
Fixed schedule, weekly reviews. No scope creep unless you change the scope — and if you do, we reprice it transparently.
Warranty & retainer.
30-day warranty on every launch. Most clients stay on a monthly retainer for ongoing features and maintenance.
Why Fixed-Price Matters Here
Insurance operations leaders have seen enough failed IT projects. Platforms that take three years to deploy. Core system upgrades that cost $2M and add no user value. Fixed scope, fixed price, delivered in 12 to 16 weeks is a different category entirely. We scope a specific set of workflows — not everything — and ship those workflows in production. You see ROI before the next budget cycle.
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Read moreQuestions, answered.
Alongside, for phase one. We build a modern front-end workflow layer that reads from and writes to your existing policy admin system via API. Brokers and claims staff get a better interface. The core system stays. Full replacement is a phase-two or phase-three decision.
We template your policy forms and endorsement language in a document generation layer (Carbone, PDFMonkey, or similar), and generate PDFs dynamically when policies are issued. Watermarking, signature blocks, and e-sign integration (DocuSign, Adobe Sign) are all supported.
Yes. That's the core value proposition of the broker portal. Brokers log in, submit business, see indication status, accept or decline terms, and retrieve issued policy documents — without a phone call or email.
A broker submission portal with underwriting workflow, policy issuance, and claims intake typically runs $50k–$120k depending on lines of business and integration complexity. Every engagement is fixed-price.
12 to 16 weeks for a focused workflow build. Broader platform builds with multiple lines, legacy system integrations, and reporting layers run 16 to 24 weeks.
Tell Ryel about your project.
Describe what you’re building and what outcome you need. You’ll have a written, fixed-price scope within the week.