Insurance operations dashboards that give underwriters, agents, and leadership the data they act on — without running reports.
We build analytics dashboards for insurance companies — underwriting performance views, agent production scorecards, loss ratio tracking, claims velocity dashboards, and the executive summary layer that replaces month-end manual reporting. Fixed scope, fixed price.
Loss ratio, earned premium, and agent production data exist across your quoting system, your PMS, and your claims system. Getting a coherent picture of underwriting performance requires someone to manually pull and reconcile data from all three.
Insurance companies generate enormous amounts of structured data — every policy, every premium transaction, every claim has a structured record in the system. But the business intelligence from that data is typically produced monthly, by someone manually running reports in the PMS and claims system and combining them in Excel. In a business where loss ratios and combined ratios determine profitability, monthly data discovery is slow. A loss ratio deteriorating in a specific line or territory over 6 weeks should trigger underwriting action at 3 weeks, not when the month-end report surfaces it.
Agent management has the same lag. Agent production data — policies written, premium volume, retention rate, average premium — is typically reported monthly. An agent underperforming their production targets for 6 weeks before it's visible means delayed intervention and missed premium. A daily or weekly agent scorecard makes underperformance visible while there's still time to coach or redirect.
The third gap is claims. Claim frequency, severity, and development by line of business and territory are the leading indicators for loss ratio. Claims dashboards that surface emerging severity trends — a particular injury type increasing in a specific state, a specific product category showing higher-than-expected frequency — are the early warning system for underwriting action. Most insurance companies can produce this data only retrospectively.
An insurance analytics dashboard with loss ratio by line and territory, agent production scorecards, claims velocity and severity tracking, and an executive summary — delivered live, not at month end.
Loss ratio and underwriting performance
Written premium, earned premium, incurred losses, and loss ratio by line of business, territory, and policy cohort (in force vs. renewed vs. new). Trend over rolling quarters. Flags for loss ratio exceeding underwriting guidelines by segment.
Agent production scorecard
Policies written and premium volume per agent, per month and YTD vs. target. Retention rate by agent (percentage of renewals bound vs. offered). New business count and average premium per new policy. Agency-level roll-up for MGAs managing multiple agents.
Claims velocity and severity dashboard
Open claim count by line and territory. Average days open by claim type. Severity distribution — claims bucketed by incurred reserve amount. Claims with reserves above threshold flagged for adjuster attention. Recovery (subrogation and salvage) rate by line.
Policy portfolio view
In-force policy count and premium by line, territory, and policy size band. Renewal pipeline — policies expiring in the next 30/60/90 days with retention probability flag. Endorsement and cancellation activity trend.
Executive summary
Combined ratio (loss ratio + expense ratio) at the company level. YTD premium vs. plan. Loss ratio trend by quarter. Top 10 producing agents. Claims trend. Designed for the monthly board and leadership review. Built on Next.js, Recharts, Postgres analytical schema, Applied Epic/Guidewire API integrations, and pre-aggregated materialized views for actuarial-tier query performance.
One honest number to start.
Fixed-scope, fixed-price. The number below is the starting point — final scope is built from your brief.
An insurance analytics dashboard with loss ratio by line and territory, agent production scorecards, claims velocity and severity tracking, and an executive summary — delivered live, not at month end.
Three steps, every time.
The same repeatable engagement on every project. No surprises, no mystery, no billable ambiguity.
Brief & discovery.
We send you questions, then get on a call. Output: a written scope with every step, feature, and integration listed.
Build & ship.
Fixed schedule, weekly reviews. No scope creep unless you change the scope — and if you do, we reprice it transparently.
Warranty & retainer.
30-day warranty on every launch. Most clients stay on a monthly retainer for ongoing features and maintenance.
Why Fixed-Price Matters Here
Insurance executives understand the cost of delayed information. A dashboard investment that converts monthly report production into continuous visibility has a direct ROI in underwriting action lead time and agent management efficiency. Fixed scope, fixed price.
Related engagements.
Questions, answered.
The loss ratio dashboard shows case-incurred reserves (claims with open records). IBNR is an actuarial calculation that requires loss development factor assumptions — it can be incorporated as a separate IBNR estimate layer if your actuarial team provides the development factors. For most operational dashboards, case-incurred data is the primary view; IBNR adjustment is an actuarial add-on.
Loss development patterns vary significantly by line — property claims develop quickly, workers' comp claims develop over years. The dashboard tracks each LOB independently with appropriate development period context. Multi-line views use current-period loss ratios and flag lines with longer development tails for appropriate interpretation.
For PMS systems with limited API access (common in older insurance platforms), we supplement API access with scheduled data extracts (CSV or XML file drops) that feed the analytics database. Less real-time than API integration but functionally equivalent for daily-refresh analytics use cases.
Loss ratio tracking, agent production scorecard, and claims velocity dashboard typically runs $35k–$70k. Multi-line, multi-territory insurance operations with multiple system integrations add scope. Fixed-price.
10 to 14 weeks for a production insurance analytics dashboard with underwriting, claims, and production data.
Tell Ryel about your project.
Describe what you’re building and what outcome you need. You’ll have a written, fixed-price scope within the week.